In this message Bankruptcy And Forgiveness, we will discover why Jesus commands us to forgive others. Forgiveness is an act of self-interest. You do not forgive someone because of what it does for them; you forgive them because of what it does for you. When a debt has been forgiven it is no longer valid. The creditor must remove the debt from their books and write it off. The creditor is forbidden by law from trying to collect the debt from you.